Insurance companies vending so-called Ruerup pension contracts to prospective retired persons
There are many assurance companies offering a so called Ruerup pension on the German market. Usually it is not easy for the private consumer to find the right insurer that fits best with the own needs. How can you find the right insurance for Ruerup pension covering your needs at an affordable price? The following site offers a free Ruerup insurance comparison: Ruerup Renten Vergleich. There you can retrieve the appropriate Ruerup insurance quotation out of the multitude of assurance companies.
For whom is a Ruerup policy recommended? For business owners and for well-paid employees the Ruerup policy is a good chance to provide retirement pay and to save taxes at the same time. If you are searching a Ruerup insurance company in Germany, you should take into consideration some important aspects:
Since 2005 there is the possibility to complete the own retirement pension by the conclusion of a Ruerup pension insurance. The Ruerup pension insurance is particularly interesting for those people who cannot take out a Riester pension assurance. With the Ruerup pension, the legislature gave self-employed persons the possibility to benefit from governmental aid under their own private pension. The governmental-sponsored Ruerup pension is for self-employed persons as interesting as for well-paid employees. For those groups of people it is the only possibility to get special tax deductions in old-age provisions since the possibility of special deductions for other private pension and life insurance contracts has been deleted by the legislature. Before choosing your German Ruerup insurance vendor, you should always ask for several quotations. That can be done online: Ruerup Rentenvertrag mit Steuervorteil. Self-employed persons do not have the possibility to provide retirement pension by the so called Riester pension. So they could not benefit from public support. For this group of people now the possibility of taking tax benefits by contracting a Ruerup pension assurance does exist.
In the phase of paying contributions to the contract the paid-up capital is protected against distress. This means creditors of the insured person cannot impound the Ruerup pension contract. The accumulated capital must remain for the insured person and the insurance must not be resolved before retirement. The capital that is accumulated in a Ruerup pension insurance is not affected by unemployment in the context of social welfare. This capital need not to be consumed before getting social welfare. As from 2005 contributions to newly concluded traditional private pension insurances and life insurances are no more tax deductible in Germany, the Ruerup pension assurance is a suitable alternative.